1.The act of insuring, or assuring, against loss or damage by a contingent event; a contract whereby, for a stipulated consideration, called premium, one party undertakes to indemnify or guarantee another against loss by certain specified risks. Cf. Assurance, n., 6.
[1913 Webster]
&hand_; The person who undertakes to pay in case of loss is termed the insurer; the danger against which he undertakes, the risk; the person protected, the insured; the sum which he pays for the protection, the premium; and the contract itself, when reduced to form, the policy.Johnson's Cyc.
[1913 Webster]
2.The premium paid for insuring property or life.
[1913 Webster]
3.The sum for which life or property is insured.
[1913 Webster]
4.A guaranty, security, or pledge; assurance.[Obs.]
[1913 Webster]
The most acceptable insurance of the divine protection.Mickle.
[1913 Webster]
5.Hence:Any means of assuring against loss; a precaution; as, we always use our seat belts as insurance against injury.
[PJC]
Accident insurance, insurance against pecuniary loss by reason of accident to the person. -- Endowment insuranceorEndowment assurance, a combination of life insurance and investment such that if the person upon whose life a risk is taken dies before a certain specified time the insurance becomes due at once, and if he survives, it becomes due at the time specified. Also called whole life insurance. -- Fire insurance. See under Fire. -- Insurance broker, a broker or agent who effects insurance. -- Insurance company, a company or corporation whose business it is to insure against loss, damage, or death. -- Insurance policy, a certificate of insurance; the document containing the contract made by an insurance company with a person whose property or life is insured. -- Life insurance. See under Life.
[1913 Webster]
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